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FLASH FLOOD HORROR! Texas Battleground As Rainfall Claims 134 Lives!
This past Fourth of July weekend turned into a living nightmare for central Texas as mother nature unleashed a relentless fury! Imagine this: a whopping FOUR MONTHS’ worth of rain SLAMMED the region in mere HOURS! The chaos has left at least 134 dead, with over a hundred still MISSING! This is catastrophe on a colossal scale!
IS YOUR HOMES INSURANCE A JOKE? FLOOD DAMAGE NOT INCLUDED!
Buckle up, homeowners! You might think you’re covered, but most standard homeowners insurance DOES NOT cover flood damage! That’s right! If your home gets hit by rising waters from outside, you’re on your own! You could face devastating losses and be completely unprotected. Flooding isn’t just a coastal problem; it’s hitting places you’d never expect. 99% of U.S. counties have seen floods in the past 20 years! Don’t get blindsided!
The TRUTH About Flood Insurance!
Think flood insurance is just for seaside retreats or riverfront properties? Think again! Flash floods can strike ANYWHERE, and the government flood maps are often outdated, leaving you vulnerable! Just because your home isn’t marked as high-risk doesn’t mean you’re safe. With storms intensifying and weather patterns shifting, EVERYONE needs to reassess their flood risk NOW!
WHO NEEDS FLOOD INSURANCE? EVERYBODY!
Homeowners across America, wake up! Flooding is the MOST COMMON disaster in the U.S.! The time to get educated is NOW, or you might find yourself scrambling for a lifeboat!
Kerr County, the epicenter of that horrific July 4 storm, was caught off-guard by rising waters that surged well beyond FEMA’s projections! If you live JUST a stone’s throw away from a flood zone, you might be living on borrowed time!
WHAT DOES FLOOD INSURANCE REALLY COVER? DON’T GET TRAPPED!
Flood insurance covers any water that touches the ground before invading your home, but here’s the kicker: it’s NOT the same as your regular homeowners insurance! You need a SEPARATE flood policy from FEMA’s NFIP or a private provider! Most flood policies cap at $250,000, and if you have a higher-valued property? You should definitely consider going private because NFIP just might not save your assets!
PROTECT YOURSELF OR PAY THE PRICE!
Waiting on getting flood insurance? Be warned: NFIP has a 30-DAY WAITING PERIOD! If disaster strikes before you’re covered, you’re looking at a financial nightmare! Private insurers can offer swifter protection, so don’t delay!
FLOOD INSURANCE COSTS: WHAT YOU NEED TO KNOW!
Premiums can skyrocket depending on where you live, how high your house is, and even the materials used for construction! On average, NFIP policies range from $800 to $3,500—a small price to pay for peace of mind!
But here’s the scary part: the NFIP’s current funding structure could face a major cliff in less than TWO YEARS. Congress needs to act fast, or all bets are off! What happens if they drop the ball? Thousands could be left without any coverage!
Don’t wait for the next deluge to act! Educate yourself on flood risks today! Act or be sorry when the waters rise!
photo credit: money.com
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