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SHOCKING REPORT! Are YOU Missing Out on Thousands with Your HSA?
HUGE Opportunity Slips Through Your Fingers!
A shocking new study reveals that a whopping 85% of HSA account holders are NOT investing their funds! That’s right, folks! If you’re one of the many sitting on a goldmine of health savings, you could be missing out on thousands – or even more! It’s time to wake up!
ARE YOU IN THE DARK? Discover the Hidden Power of HSAs!
Health Savings Accounts (HSAs) are a financial powerhouse, available to those with high-deductible health plans. They boast a “triple tax advantage”—money goes in pre-tax, grows tax-free, and comes out tax-free for qualified expenses! It’s more advantageous than a 401(k) in many ways. But here’s the kicker: with a contribution limit of just $4,300 per year for individuals, every dollar counts!
ALARMING STATISTICS! Just 15% Are Cashing In!
A jaw-dropping revelation from the Employee Benefit Research Institute indicates that only 15% of HSA account holders invested in anything but cash! With more than 14 million accounts under scrutiny, it’s clear that many folks don’t even realize they can invest their HSA dollars! Are YOU one of them?
DUMBFOUNDED! Why Aren’t You Investing?
So why is this horrifying percentage so low? Sure, some employers aren’t offering investment options, but that’s not the full story. 64% of employers do provide HSA investment choices! The report suggests that many are simply unaware of their options or terrified of market fluctuations. If you’re fretting over potential healthcare costs, there’s still a way to maximize your savings!
DON’T BE FOOLISH! Keep Your HSA Funds Growing!
The reality is, pulling money out of your HSA for medical expenses might not be the genius move you think it is! Many account holders are wasting opportunities by withdrawing funds instead of letting them grow tax-free. It’s crucial to analyze whether it’s smarter to pay out-of-pocket for now.
Here’s a golden nugget: after age 65, non-medical withdrawals incur no penalties! Your HSA transforms into a remarkable savings account with simply income tax on withdrawals. And unlike those pesky flexible spending accounts, there’s no use it or lose it with HSAs!
WAKE UP, AMERICA! Take Control of Your HSA!
If you’re investing in your health savings account, pat yourself on the back! But if you’re just letting that cash sit there, STOP RIGHT NOW! Educate yourself and seize the power of your HSA before it’s too late. Avoid penalties, maximize growth, and secure your financial future!
Make no mistake: your financial future depends on the decisions you make today! Don’t be one of the 85% losing out on what could be life-changing savings. Get informed, get investing, and watch your savings soar!
photo credit: money.com
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